Financial Institution

Financial institutions include: an insured depository institution; (as defined in section 3(c)(2) of the Federal Deposit Insurance Act);an insured credit union; a Federal home; a member institution of the Farm Credit System; a small business investment company, as defined in section 103 of the Small Business Investment; a depository institution holding company (as defined in section 3(w)(1) of the Federal Deposit Insurance Act; a Federal Reserve bank or a member bank of the Federal Reserve System; an organization operating under the Federal Reserve Act; a branch or agency of a foreign bank as defined by the International Banking Act of 1978; a mortgage lending business; or any person or entity that makes federally related mortgage loans under the Real Estate Settlement Procedures Act of 1974.